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Bank of Dalian Co., Ltd.

Branches of Bank of Dalian Co., Ltd.

COAMC Group Members
Location:
Deposit and loan of company client

Current deposit of unit: It means the deposit that can be withdrawn at any time, its deposit term is not fixed, and its interest is calculated quarterly according to the current deposit interest rate.

Fixed term deposit of unit: It means a kind of deposit that the term is specified by the deposit unit and the principal and interest will be paid upon expiry.

Notice deposit of unit: It means the deposit that the deposit term is not specified by the depositor upon deposit, and the withdrawal cannot be made without notice to our bank in advance for making agreement on the withdrawal date and amount.

RMB deposit agreed with unit: It means a kind of corporate deposit that the deposit unit signs the agreement deposit contract with our bank, both parties agree that the deposit unit reserves a certain amount of deposits in the settlement account to cope with the daily settlement, for which the interest shall be calculated and paid based on the current interest rate, and the part in excess of the agreed amount shall be transferred into the agreed deposit account, and the interest shall be calculated and paid according to the agreed deposit interest rate.

Structural corporate deposit: It means the corporate deposit product that corporate client deposits RMB capital legally held by it into our bank, our bank embeds financial derivative instrument (including but not limited to the forwards, change over, option or future) based on ordinary deposit, and links up with the interest rate, exchange rate, share price, commodity price, credit, index or other financial or non-financial subjects, to acquire higher expected earning when it conforms to the agreed conditions.

Working capital loan: It means the loan that is issued by the lender to the enterprise (public institution) legal person or other organizations that can act as borrower according to the national regulation and used for daily production and operation turnover of the borrower.

Fixed asset loan: It means the loan that is issued by our bank to the enterprise (public institution) legal person or other organizations that can act as borrower according to the national regulation and used for fixed assets investment of the borrower. The fixed asset investment includes investment in infrastructure, investment in renovation and reformation, investment in real estate development and investment in other fixed assets.

Operational property mortgage loan: It means the loan that is issued by our bank to the operational property owner, with the lease income of the operational property or self-supporting operational income (the operational income includes the operational income, franchise fee, commitment fee, advertising space rental, temporary exhibition fee, management fee and division fee obtained through operation or franchise, trustee and contract operation except for rental) as the main source of repayment of capital and interest, and mortgaging the property as the main guarantee method.

Mortgage loan of legal person commercial housing: It means the fixed asset loan that is issued by the bank to the borrower and used to purchase commercial housing with the purchased housing as the mortgage guarantee, and is repaid in the form of installment repayment.

Mortgage loan of engineering machinery: It means RMB loan that is issued by our bank to the borrower who applies for purchasing engineering vehicle or machinery equipment under the prerequisite that our bank establishes overall cooperative relationship with the cooperative enterprise, and dealer and the cooperative enterprise and dealer provide repurchase guarantee.

Domestic buyer’s credit: It means the business form that the buyer’s enterprise proposes the application to our bank after signing the purchase contract with the seller’s enterprise, with our bank issuing loan to the buyer’s enterprise and the seller’s enterprise providing guarantee or handling mortgage with the purchased equipment and providing repurchase guarantee for the outstanding debt.

Bank of Dalian Co., Ltd.

Customer service telephone: 4006640099

Website:http://www.bankofdl.com

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